Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.
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Yes, I have No, I haven’t. The daily cash benefit is only extended arobya the hospitalisation period after the first 24 hours in a non-ICU ward or room of the hospital. If the request for revival is received by the Corporation within less than 90 ninety days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 two years from the Date of Cover Commencement in respect of each Insured.
If the request for revival is received by the Corporation beyond 90 ninety days from the due date of the first unpaid premium, then there shall be a specific waiting period jeevwn 2 two years from the Date of Revival in respect arogyx each Insured. Treatment for degenerative joint conditions xiii. How long are each insured under this policy?
Lic Jeevan Arogya
It is a comprehensive health insurance policy for the entire family. Treatment for Carpal tunnel syndrome xvii. The rates applicable on every Automatic Renewal Date shall be guaranteed for a further period of 3 years i. The maximum entry age condition will not apply for the new policy. However, for every Hospitalization that extends for a continuous period of 7 days or more, the Daily Hospital Jeeavn Benefit would also be paid for first 24 hours day one of hospitalization, arogyw of whether the Insured was admitted in a general or special ward or in an intensive care unit.
In addition, in respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period:.
You can choose the amount of Initial Daily Benefit i.
Insurance is the subject matter of solicitation Registered Office: Benefit Limits and Conditions: The total number of days of Hospitalization for which the Other Surgical Benefit is payable during the Cover Period, in respect of each and every Insured covered under the Policy shall not exceed a maximum limit of three hundred and sixty days. Hospitalisation or Surgery for donation of an organ by donor.
Choice of Riders There are 2 additional benefits which can be taken with this plan in the form of Riders: Maximum cover ceasing Age: Initial Daily Benefit Rs.
Maximum lifetime benefit that can be availed for each of the persons covered in the plan – days inclusive of stay in ICU. Work out the premium payable along with our representative Your premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment. Any natural peril including but not limited to avalanche, earthquake, volcanic eruptions or any kind of natural hazard. If you have any comments or doubts, you can use the comment section given below.
The Day Care Jeevan Benefit will be payable only after the Corporation is satisfied on the basis of medical evidence that the specified Surgical Procedure covered under the policy has been performed. LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
In respect of these other Insured: Treatment for benign uterine jefvan like fibroids, uterine prolapse, dysfunctional uterine bleeding etc v.
Major Surgical Benefit MSB In case of a major surgery during the policy period, an amount equal to times the initial HCB selected will be paid to the policyholder as part of this benefit.
Insured Spouse 9044 years 65 years 1.
If premium is not paid before the expiry of the days of grace, the Policy lapses and all the benefits payable under this plan will cease. Fraud means any of the following acts committed by insured or by his agent, with the intent to deceive the insurer or to induce the insurer to issue a life insurance policy:.
The Principal Insured may need to provide satisfactory evidence of good health in respect of each Insured as required by the Corporation, at his own expense.
Maximum annual benefit that can be raogya for each of the persons covered in the plan – 30 days in year 1, 90 days per year thereafter, arofya of stay in ICU.
LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators
In case repudiation is on ground of mis-statement and not on fraud, the premium collected on policy till the date of repudiation shall be paid to the insured or legal representative or ueevan or assignees of insured, within a period of 90 days from the date of repudiation.
Not Allowed Mode of Premium: Circumcision, cosmetic or aesthetic treatments of any jeeban, change of gender surgery, plastic surgery unless such plastic surgery is necessary for the treatment of Illness or accidental Bodily Injury as a direct result of the insured event and performed with in 6 months of the same.
Revival will not be allowed post the revival jeeevan. The total premium to be charged for a policy will be the sum of premiums in respect of each member to be covered in that policy. Choose the level of Health cover you need: The total number of days of Hospitalization for which the Other Surgical Benefit is payable during a Policy Year in respect of each and every Insured covered under the Policy shall not exceed 15 fifteen days in the first Policy Year following the date of commencement of cover arogyaa respect of that Insured and 45 forty five days for the second and subsequent Policy Years following the date of commencement of cover in respect of that Insured.
Similarly for a block of 3 years premiums will not be revised on renewals also. He is also a finance, insurance and software consultant with more than 20 years of experience in these fields. Enhanced premium shall be due from such policy anniversary.